CHARLOTTE, N.C. — From getting gasoline to getting groceries, everything is more expensive these days which is why tracking your spending is crucial to stay within your budget.
Here are 4 ways you’re wasting money:
1. Paying ATM fees.
A few dollars here and there in fees might not seem significant, but over time, taking out money from ATMs not affiliated with your bank can end up costing you a considerable amount in the long run.
Make going to your bank part of your weekly routine and don’t forget about utilizing no-fee cash-back options offered at most major grocery stores.
2. Wasting food.
Only buy what you know you will eat and keep track of “use-by” dates so you can freeze what you can before it expires.
IN OTHER NEWS: $29.3B proposed by NC Gov. Cooper for state budget
3. Buying the extended warranty.
Experts say purchasing an extended warranty is usually not worth it. Instead, put that money in a “rainy day” fund to cover repair costs if and when needed.
4. Insurance.
Shopping around for insurance could potentially save you a good chunk of money. Many insurance companies offer discounted rates to new customers, making your rate even lower than you might expect.
Contact Carolyn Bruck at cbruck@wcnc.com and follow her on Facebook, Twitter and Instagram.
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