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You're probably paying more for car insurance. Here's why

If you feel like you're paying more than ever for car insurance, you're not alone. The bad news is, it doesn't look like any of us will get relief any time soon.

CHARLOTTE, N.C. — After the pandemic, there's been a massive domino effect that's resulted in paying more for just about every part of your car, including insurance coverage. 

If you feel like you're paying more than ever for care insurance, you're not alone. The bad news is, it doesn't look like any of us will be getting relief any time soon. 

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The specifics

When supply chains were disrupted, used car prices surged to record highs and spare parts became hard to get. Combine that with out-of-practice drivers getting back on the roads and you've got a perfect equation for super-high insurance premiums. 

Prices skyrocketing

The New York Times reports the average cost of car insurance went up 22% in the last year. That's the fastest rate we've seen since the 1970s. 

The problem continues

The bad news gets worse because just about every expert agrees your rates will stay high for the foreseeable future. And in some cases, those rates will go even higher. 

The silver lining here is the end is in sight. As insurance companies make up the money they lost in the post-COVID years, rates will begin to slowly go down, saving you money. 

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