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Drivers are reporting their insurance rates are going up, and it all could be thanks to data collected in a sneaky way

There's a hidden reason your car insurance rates could be climbing

CHARLOTTE, N.C. — A report shows cars made by GM, Ford, Honda and other popular manufacturers are sending your data to insurance companies, and you might not even know about it.

Let's connect the dots.

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In most of these vehicles, there is software tracking how you drive.

It keeps data about when you're on the road, how fast you are driving and how quickly you hit your brakes.

It's all thanks to the ability of newer cars to connect to the internet.

WCNC Charlotte is always asking "where's the money?" If you need help, reach out to WCNC Charlotte by emailing money@wcnc.com.

The New York Times reports all that data gets sent off to your insurance company for a personalized rate.

And automakers say its all legal thanks those those small-print papers you signed when you bought the new car.

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